DEPARTMENT OF BANK

LAKHIMI GAONLIA BANK

Departmental Information

1) Name of the Department/Office :
2) Office Address   :
3) Office Website or E-mail address if any:
4) Computers available in the department(Yes/No),if yes then how many:
5) Name of the Head of the office:
6) Designation:
7) Contact phone No.:
Office:
Residence:
8) Email-Address:
9) Total no. of Employees in the Department:
10) Office employee details as on date :
Name of the PersonDesignationResi.Address Contact No.
11) Main Objective, functioning and role of the department for the development of the district:
12) Total no. of schemes implementing in the Department:
13) Name of the Schemes under the Department and status of the schemes as on date:
Sl no.Name of the schemeBrief description of the scheme Sources of Fund(in Rs.)Fund allocated(in Rs.)Fund utilized (in Rs.)Progress of work(in terms of %)No. of beneficiary if any

Lakhimi Gaonlia Bank (L.G.B.) is one amongst 196 Regional Rural Bank(RRB)established under Regional Rual Bank Act. enacted by parliament in 1976 The Bank started functioning from 29th of July 1980 taking Golaghat as Head office. Area of operation of the Bank spreads in five districs of Assam viz. Sibsagar,Jorhat, Golaghat and Morigaon with a network of 100 branches covering nearly 2000 villages and 6 development Blocks.

The objective behind establishment of RRB was to develop the Rural economy by providing credit and other Banking facilities particularly to the small and Marginal Farmers,Agricultural Labourers, artisans and small enterprenurs. Since inception Lakihimi Gaonlia Bank plays a vital role for development of Rural Economy and participating in various poverty alleviation programmes launched by government IE,IRDP,SGSY,SUME etc.

In Morigaon District the Bank provides its service theough 11(Eleven) branches :

Habibarangabari,Charaibahi,Jauguti,Morigaon,Manaha,Boha,Jagiroad,Nelie Amsai,Ahotguri and Telahi.Morigaon is one of the economically Backward District and lion share comes Agriculture.Taking the nature of economic activity of the district in to consideration LGB has extend its financial support mainly to the agriculture sector The Bank has already introdues Lakhimi Kisan Credit Card scheme to make credit easily available to the farmers.


Introduction of LKCC at Manaha Branch

This scheme make available credit facility to the farmer throughout the year. The scheme is found very successful in the district so far utilisation and recovry of Bank Loan are concern. For successful implementation of various schemes and better credit awareness "Farmers Club" are formed and they play a very positive role in this regards specially recovery.

In a Major step towards Rural Development, the Bank has taken Programme for fiancing self help Group.Through this programme the Bank has able to extend credit facility to large numbers of needy people specially women benificiaries.Future plan of the Bank is to reach maximum possible rural people engage in agriculture and other activities through LKCC and self help Groups. Mission of the Bank is to make idle Rural Deposit an active force for Rural Development.

Designed by
National Informatics Centre, Morigaon.
Published by Deputy Commissioner,  Morigaon District, Assam, on behalf of Government of Assam
Telphone: 03678-40225 Fax: 03678-40303 Email: asmmrg@nic.in